AnyCalculator.com
Over 100 FREE Online Calculators

Sunday, November 8, 2009

PELOSI says Buy a $15,000 Policy or Go to Jail


............................................................................................
JCT Confirms Failure to Comply with Democrats’ Mandate Can Lead to 5 Years in Jail
...........................................................................................


...........................................................................................

(Story Reports) If this bill is also passed in the Senate America will not longer be the home of the FREE but will become an obama police state!
My suggestion is to contact every US Senator you can and tell them you don't want this bill to become law. Tell them you don't want anyone becoming a criminal for failing to buy the "pelosi" "health" insurance. Tell them if they vote for this bill they are TRAITORS as are ALL who did in the US House! Also tell them I'm sure this country will see a revolution not unlike the one 200 years ago if this bill passes the US Senate!


"Dairying ants" "milk" the aphids by stroking them with their antennae. The American taxpayer is but an "aphid" to obama and his government GOONS at the internal revenue service. Obama will use his GOONS like ants to "stroke" the American taxpayer and "milk" billions of dollars, although what Congress and obama are doing is UNCONSTITUTIONAL! Obama and any member of Congress that votes for this bill is a TRAITOR!

...........................................................................................
The House Health Care Bill:
Hertiage.org

The Mandates

The new House bill, H.R. 3962, builds on its predecessor from July in increasing the financial burden on low-income and moderate-income Americans.

The Individual Mandate. Like the earlier version, this bill requires the uninsured to pay an extra income tax — 2.5% of adjusted gross income above the filing threshold, capped at the national average premium. Paying that tax wouldn’t “buy” anything; those paying this tax would remain uninsured. However, in a bid to decrease the government’s costs, this bill contains higher premiums that low- and moderate-income individuals and families would have to pay for health coverage to avoid the tax. Those premiums would increase rapidly with income, amounting to an additional tax on those with incomes below 4 times the federal poverty level (equivalent to about $88,000 per year for a family of four) ranging from 1.5% to 12%. This tax on low and moderate income Americans would be in addition to a “surtax” on higher incomes ranging up to 5.4%.

The Employer Mandate. The bill imposes a new 8% payroll tax on employers who don’t cover specified percentages of their employees’ health insurance. Employers would have to get the money to pay the tax from someplace, and much of it would come from cutting wages or other benefits. This tax would also not go to pay for any coverage; the bill specifically says that the tax paid by the employer “shall not be applied against the premium of the employee.” Furthermore, since this tax would be lower than the cost of providing health care, especially for low-income workers, this would reduce the incomes of those most likely to be uninsured, or cause them to lose their coverage.

Furthermore, health plans would have to meet new requirements to be specified later by the new “Health Choices Commissioner.” If your employer’s health plan doesn’t meet those requirements, you couldn’t keep it – employers would have five years to bring their plans into compliance. The Commissioner could require coverage of services people don’t want (increasing premiums), and then in the name of “cost containment” prohibit plans from covering services people want but that the Commissioner doesn’t want.

The bottom line is: Almost everybody will pay more, and a new appointed bureaucrat will make your health care choices for you.


...........................................................................................
(JCT Letter) From House Ways And Means Committee

Friday, November 06, 2009

Today, Ranking Member of the House Ways and Means Committee Dave Camp (R-MI) released a letter from the non-partisan Joint Committee on Taxation (JCT) confirming that the failure to comply with the individual mandate to buy health insurance contained in the Pelosi health care bill (H.R. 3962, as amended) could land people in jail. The JCT letter makes clear that Americans who do not maintain “acceptable health insurance coverage” and who choose not to pay the bill’s new individual mandate tax (generally 2.5% of income, up tp 12%), are subject to numerous civil and criminal penalties, including criminal fines of up to $250,000 and imprisonment of up to five years.

In response to the JCT letter, Camp said: “This is the ultimate example of the Democrats’ command-and-control style of governing – buy what we tell you or go to jail. It is outrageous and it should be stopped immediately.”

Key excerpts from the JCT letter appear below:

“H.R. 3962 provides that an individual (or a husband and wife in the case of a joint return) who does not, at any time during the taxable year, maintain acceptable health insurance coverage for himself or herself and each of his or her qualifying children is subject to an additional tax.” [page 1] pdf

- - - - - - - - - -

“If the government determines that the taxpayer’s unpaid tax liability results from willful behavior, the following penalties could apply…” [page 2] pdf

- - - - - - - - - -


Criminal penalties

Prosecution is authorized under the Code for a variety of offenses. Depending on the level of the noncompliance, the following penalties could apply to an individual:

• Section 7203 – misdemeanor willful failure to pay is punishable by a fine of up to $25,000 and/or imprisonment of up to one year.

-----------------------------------------------------------------------------------------
-----------------------------------------------------------------------------------------

• Section 7201 – felony willful evasion is punishable by a fine of up to $250,000 and/or imprisonment of up to five years.” [page 3] pdf

When confronted with this same issue during its consideration of a similar individual mandate tax, the Senate Finance Committee worked on a bipartisan basis to include language in its bill that shielded Americans from civil and criminal penalties. The Pelosi bill, however, contains no similar language protecting American citizens from civil and criminal tax penalties that could include a $250,000 fine and five years in jail.

“The Senate Finance Committee had the good sense to eliminate the extreme penalty of incarceration. Speaker Pelosi’s decision to leave in the jail time provision is a threat to every family who cannot afford the $15,000 premium her plan creates. Fortunately, Republicans have an alternative that will lower health insurance costs without raising taxes or cutting Medicare,” said Camp.

According to the Congressional Budget Office the lowest cost family non-group plan under the Speaker’s bill would cost $15,000 in 2016.

Committee On Ways & Means Republicans

Joint Committee On Taxation (JTC) PDF LETTER Pages 1-4

////////////////////////////////////////////////////////////////////////////////////////
////////////////////////////////////////////////////////////////////////////////////////
What the Pelosi Health-Care Bill Really Says

Here are some important passages in the 2,000 page legislation.
////////////////////////////////////////////////////////////////////////////////////////
////////////////////////////////////////////////////////////////////////////////////////
What the Pelosi Health-Care Bill Really Says

By BETSY MCCAUGHEY

The health bill that House Speaker Nancy Pelosi is bringing to a vote (H.R. 3962) is 1,990 pages. Here are some of the details you need to know.

What the government will require you to do:

• Sec. 202 (p. 91-92) of the bill requires you to enroll in a "qualified plan." If you get your insurance at work, your employer will have a "grace period" to switch you to a "qualified plan," meaning a plan designed by the Secretary of Health and Human Services. If you buy your own insurance, there's no grace period. You'll have to enroll in a qualified plan as soon as any term in your contract changes, such as the co-pay, deductible or benefit.

• Sec. 224 (p. 118) provides that 18 months after the bill becomes law, the Secretary of Health and Human Services will decide what a "qualified plan" covers and how much you'll be legally required to pay for it. That's like a banker telling you to sign the loan agreement now, then filling in the interest rate and repayment terms 18 months later.
-----------------------------------------------------------------------------------------
Sec 224 (b) Adoption of Standards-

(1) INITIAL STANDARDS- Not later than 18 months after the date of the enactment of this Act, the Secretary shall, through the rulemaking process consistent with subsection (a), adopt an initial set of benefit standards.

(2) PERIODIC UPDATING STANDARDS- Under subsection (a), the Secretary shall provide for the periodic updating of the benefit standards previously adopted under this section.

(3) REQUIREMENT- The Secretary may not adopt any benefit standards for an essential benefits package or for level of cost-sharing that are inconsistent with the requirements for such a package or level under sections 222 (including subsection (d)) and 223(b)(5).

-----------------------------------------------------------------------------------------
(Story Reports) (1) (2) (3) The Secretary (Obama's flunky) can change anything concerning your health benifits at any time. The government will determine if and when you get any "health care". This is how a hitler type of police state controls every facit of your life through "health care". America needs to say HELL NO to the US Senators and HELL NO to obamacare!
-----------------------------------------------------------------------------------------


On Nov. 2, the Congressional Budget Office estimated what the plans will likely cost. An individual earning $44,000 before taxes who purchases his own insurance will have to pay a $5,300 premium and an estimated $2,000 in out-of-pocket expenses, for a total of $7,300 a year, which is 17% of his pre-tax income. A family earning $102,100 a year before taxes will have to pay a $15,000 premium plus an estimated $5,300 out-of-pocket, for a $20,300 total, or 20% of its pre-tax income. Individuals and families earning less than these amounts will be eligible for subsidies paid directly to their insurer.

• Sec. 303 (pp. 167-168) makes it clear that, although the "qualified plan" is not yet designed, it will be of the "one size fits all" variety. The bill claims to offer choice—basic, enhanced and premium levels—but the benefits are the same. Only the co-pays and deductibles differ. You will have to enroll in the same plan, whether the government is paying for it or you and your employer are footing the bill.

• Sec. 59b (pp. 297-299) says that when you file your taxes, you must include proof that you are in a qualified plan. If not, you will be fined thousands of dollars. Illegal immigrants are exempt from this requirement.

• Sec. 412 (p. 272) says that employers must provide a "qualified plan" for their employees and pay 72.5% of the cost, and a smaller share of family coverage, or incur an 8% payroll tax. Small businesses, with payrolls from $500,000 to $750,000, are fined less.

Eviscerating Medicare:

In addition to reducing future Medicare funding by an estimated $500 billion, the bill fundamentally changes how Medicare pays doctors and hospitals, permitting the government to dictate treatment decisions.

• Sec. 1302 (pp. 672-692) moves Medicare from a fee-for-service payment system, in which patients choose which doctors to see and doctors are paid for each service they provide, toward what's called a "medical home."

The medical home is this decade's version of HMO-restrictions on care. A primary-care provider manages access to costly specialists and diagnostic tests for a flat monthly fee. The bill specifies that patients may have to settle for a nurse practitioner rather than a physician as the primary-care provider. Medical homes begin with demonstration projects, but the HHS secretary is authorized to "disseminate this approach rapidly on a national basis."

A December 2008 Congressional Budget Office report noted that "medical homes" were likely to resemble the unpopular gatekeepers of 20 years ago if cost control was a priority.

• Sec. 1114 (pp. 391-393) replaces physicians with physician assistants in overseeing care for hospice patients.

• Secs. 1158-1160 (pp. 499-520) initiates programs to reduce payments for patient care to what it costs in the lowest cost regions of the country. This will reduce payments for care (and by implication the standard of care) for hospital patients in higher cost areas such as New York and Florida.

• Sec. 1161 (pp. 520-545) cuts payments to Medicare Advantage plans (used by 20% of seniors). Advantage plans have warned this will result in reductions in optional benefits such as vision and dental care.

• Sec. 1402 (p. 756) says that the results of comparative effectiveness research conducted by the government will be delivered to doctors electronically to guide their use of "medical items and services."

Questionable Priorities:

While the bill will slash Medicare funding, it will also direct billions of dollars to numerous inner-city social work and diversity programs with vague standards of accountability.

• Sec. 399V (p. 1422) provides for grants to community "entities" with no required qualifications except having "documented community activity and experience with community healthcare workers" to "educate, guide, and provide experiential learning opportunities" aimed at drug abuse, poor nutrition, smoking and obesity. "Each community health worker program receiving funds under the grant will provide services in the cultural context most appropriate for the individual served by the program."

These programs will "enhance the capacity of individuals to utilize health services and health related social services under Federal, State and local programs by assisting individuals in establishing eligibility . . . and in receiving services and other benefits" including transportation and translation services.

• Sec. 222 (p. 617) provides reimbursement for culturally and linguistically appropriate services. This program will train health-care workers to inform Medicare beneficiaries of their "right" to have an interpreter at all times and with no co-pays for language services.

• Secs. 2521 and 2533 (pp. 1379 and 1437) establishes racial and ethnic preferences in awarding grants for training nurses and creating secondary-school health science programs. For example, grants for nursing schools should "give preference to programs that provide for improving the diversity of new nurse graduates to reflect changes in the demographics of the patient population." And secondary-school grants should go to schools "graduating students from disadvantaged backgrounds including racial and ethnic minorities."

• Sec. 305 (p. 189) Provides for automatic Medicaid enrollment of newborns who do not otherwise have insurance.

.........................................................................................

.........................................................................................

November 5, 2009
THE NEW HOUSE BILL: WHAT’S HIDDEN IN THE 1,990 PAGES?

The consolidated House bill that Nancy Pelosi will bring to the floor for a vote (H.R. 3962) is 1,990 pages. Few Congressmen will read it, and the public will find the task even more daunting.

Here are some of the items slipped into the oversized bill. You won’t find these disclosed by The New York Times or highlighted on CNN.

1) CAN YOU KEEP YOUR INSURANCE IF YOU LIKE IT? NO!

Sec. 202 “Protecting the Choice to Keep Current Insurance” – This section does just the opposite. It says if you get your health plan through your job, your employer will have a “grace period” and then will have to enroll you in the plan the government wants you to have. If you buy your own insurance, you won’t have a grace period. As soon as anything changes in your current contract – co-pay, deductible, term or benefit (the kinds of things often adjusted yearly) you will have to give up your current plan and enroll in the plan the “qualified plan” the government wants you to have.

2) HOW MUCH WILL YOU HAVE TO PAY FOR YOUR LEGALLY REQUIRED PLAN?

Sec. 224 (b) provides that eighteen months after the bill is passed, the Secretary of Health and Human Services will announce what the benefits package is and how much the benefits package will cost.

This is like if a banker handing you a loan agreement today, saying “sign here” and 18 months later filling in the interest rate and the repayment terms.

The Congressional Budget Office, however, issued a report to Congressman Charles Rangel on November 2, on what you will be legally required to pay for mandatory health insurance. If you’re an individual earning $44,000 before taxes, you will have to pay $5,300 for the premium and estimated $2000 in out of pocket costs for a total of $7,300 a year. That’s 17% of your pre-tax income.

If you’re a family earning $102,100 a year before taxes, you’ll have to pay a $15,000 premium plus an estimated $5,300 out of pocket, totaling $20,300 or 20% of your pre-tax income.

For the entire chart of what you will have to pay, go to cbo.gov .

3) COMPARATIVE EFFECTIVENESS RESEARCH WILL BE USED TO DETERMINE WHAT DOCTORS SHOULD PROVIDE FOR THEIR PATIENTS UNDER MEDICARE AND OTHER GOVERNMENT PROGRAMS.

TITLE IV, Subtitle A, Sec. 1401 : A comparative effectiveness research center is established, and one of its duties is to “assist the users of health information technology focused on clinical decision support to promote the timely incorporation of such findings into clinical practices…” The bill goes on to specify that the Center shall “ensure” that its findings are used for “more effective and efficient decisions regarding medical items and services.”

4) The President has stated that he intends to reduce future Medicare funding over the next decade by an estimated $500 billion, though some 30% more people will be enrolling as the babyboomers turn 65. The numbers don’t add up. Yet despite these severe cuts in future funding, and the reduction in access to medical care that will result, the bill shifts priorities to fund these new services:
“REIMBURSEMENT FOR CULTURALLY AND LINGUISTICALLY APPROPRIATE SERVICES,” found in Sec. 222

This new demonstration program will “notify Medicare beneficiaries of their right to receive language services in their primary language,” and ensure that there are no co-pays for language services. A special cultural sensitivity program is also established for providing health care on the U.S.-Mexican border area.

RACIAL AND ETHNIC PREFERENCES: You will find numerous examples in the bill. Here are a few:
“Sec. 2521: Comprehensive Programs to Provide Education to Nurses and Create a Pipeline to Nursing.

(g) PREFERENCE – In awarding grants under this section the Secretary shall give preference to programs that
(2) provide for improving the diversity of the new nurse graduates to reflect changes in the demographics of the patient population”
“Sec. 2533 Secondary School Health Sciences Training Program…

(d) PREFERENCE - In awarding grants and contracts under subsection (b), the Secretary shall give preference to entities that have a demonstrated record of at least one of the following:
(1) Graduating a high or significantly improved percentage of students who have exhibited mastery in secondary school State science standards.
(2) Graduating students from disadvantaged backgrounds, including racial and ethnic minorities …”
“Sec. 399V Grants to Promote Positive Health Behaviors and Outcomes (p1422 on this site) (b) USE OF FUNDS – Grants awarded under subsection (a) shall be used to support community health workers
(1)
to educate, guide, and provide outreach in a community setting regarding health problems prevalent in medically underserved communities, especially racial and ethnic minority populations”

THESE PROGRAMS ARE A PIPELINE FOR MONEY TO BUY VOTES AND POLITICAL INFLUENCE

Hundreds of pages devoted to establishing funded programs for outreach into communities, with funding designated for entities that are vaguely defined except for having “documented community activity and experience with community health workers”. Sec. 399V cited above is an example.

The purpose is to “educate, guide, and provide experiential learning opportunities that target behavioral risk factors including poor nutrition, smoking, and obesity. “Each community health worker program receiving funds under the grant will provide services in the cultural context most appropriate for the individual served by the program.”

These programs will “enhance the capacity of individuals to utilize health services and health-related social services under Federal, State, and local programs by assisting individuals in establishing eligibility under the programs and in receiving services or other benefits of the programs and Providing other services …that may include transportation and translation services.”

GRANDMA HAS TO GIVE UP GETTING A NEW HIP OR KNEE BUT THERE IS PLENTY OF MONEY FOR THIS!

Read the actural Obamacare bill yourself below and verify what is on this site.

H.R 3962 Affordable Health Care for America Act Or ObamaHitlerCare for All America


Defend Your Health Care

H. R. 3962 PDF FILE ... READ THIS BILL THAT DESCRIBES HOW THE GOV IS GOING TO CONTROL YOUR LIFE FROM NOW ON!
........................................................................................
INSUFFICIENT FUNDS Page 25 of PDF number 22 of Obama care Hitler Care Bill (Documented here for proof of DEATH COMMITTIES OR PANELS. "The Secretary" "shall make such adjustments as are necessary".

Of course obama GOONS will be on the panels or committies that decide who gets on the "waiting lists" or in the queue. This is just what Sarah Palin was talking about. This is not the only place in the bill it talks about making adjustments to health care. If the US government thinks you are too old and not worthy of life you also will be put in a que if luckly. Obama is a traitor and so are any members of Congress who have voted for this govenment take over of your life. Obama is a traitor to America as are members of Congress who support him. The enemy is obama and others who have voted for this bill. They have failed to support and defend the US Constitution as they have sworn to do. They are domestic enemys!)
........................................................................................

13 (h) FUNDING; TERMINATION OF AUTHORITY.—
14 (1) IN GENERAL.—There is appropriated to the
15 Secretary, out of any moneys in the Treasury not
16 otherwise appropriated, $5,000,000,000 to pay
17 claims against (and administrative costs of) the
18 high-risk pool under this section in excess of the pre19
miums collected with respect to eligible individuals
20 enrolled in the high-risk pool. Such funds shall be
21 available without fiscal year limitation.

(Um Um Um Barack Hussien Obamacare) quackery!

22 (2) INSUFFICIENT FUNDS.—If the Secretary es
timates for any fiscal year that the aggregate
24 amounts available for payment of expenses of the
25 high-risk pool will be less than the amount of the ex-
VerDate Nov 24 2008 12:56 Oct 30, 2009 Jkt 089200 PO 00000 Frm 00025 Fmt 6652 Sfmt 6201 E:\BILLS\H3962.IH H3962 rmajette on DSK29S0YB1PROD with BILLS
26
•HR 3962 IH
1 Expenses, the Secretary shall make such adjustments
2 as are necessary to eliminate such deficit, including
3 reducing benefits, increasing premiums, or
4 establishing waiting lists.


(Did ya get that last Part. Let me repeat it, Reduce benefits, increase premiums and or establish waiting lists. Now how are these waiting list to be established? By whom? By obamacrates on committies or "death panels" who will determine who LIVES OR DIES!!!!) This vast takeover of the private sector will be used by obama to dictate the rules of living in America through "obamacare"

If there ever was a time to rise up and stop obama and his thugs from complete control this is it. After this passes and obama signs this FAKE law it will be too late. Obama will have in effect made himself Chancellor of America and the next step is delcaring himself DICTATOR for life!

No comments: